Claim Settlement Ratio 99%
Claim Settlement Facility 100%
COVID-19 Cover Yes
Network Hospitals 8600
Incurred Claim Ratio 94%
The double sum insured option under the reliance health insurance plan provides an additional 100% of the base sum insured in case of exhaustion of the base sum insured due to any claim. This is also known as sum insured reinstatement which would be done once during the policy period. The reinstated sum insured can be used for the same claim or illness if the base sum insured is exhausted completely.
The reliance health insurance policy permits to insure up to 8 members on an individual basis in individual plans and up to 6 Adults and 6 children in case of family floater policies.
The pre-existing disease waiting period is 3 years and the specific disease waiting period is 2 years. The initial waiting period under the health insurance plans is 30 days and the covid-19 waiting period for the ehealth insurance plans under reliance general insurance is 15 days from the first policy commencement date. The waiting period is not applicable if there is continuous renewal of the health insurance policy without any break.