Workmen Compensation Policy
The Workmen (Employee’s) Compensation Policy
In an unfortunate event of an Employee suffering a bodily injury (temporary or permanent), or death during employment, Employer is legally liable to pay compensation to the Employee under the Employee’s Compensation Act 1923, The Fatal Accidents Act 1855, and at Common Law.
The policy covers statutory liability of an employer as per above laws for the death of or physical injury or occupational diseases sustained by the workmen arising out of and in course of employment. The Act provides a very wide meaning for the term ‘arising out of and in course of employment’ (for example a workman starting from his house to the workplace is treated as in course of employment). Death of or injuries arising out of an employee’s own negligence are also treated as ‘arising out of employment.
Difference between WC and GPA Policy
Workers group personal accident policy
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Ethika Insurance Broking Pvt. Ltd. IRDAI Certificate No: 574, Date of License: 8th Aug 2016, License valid till 7th Aug 2019,
Registered Address: 517, B Block, Vijaya Raghwa Township, Nallagandla Bypass Road, Lingampally. 500019
Principal Officer: Susheel Agarwal, Contact Details of Principal Officer: firstname.lastname@example.org +91 8498094600,
Directors: Susheel Agarwal and Suresh Agarwal, Category of License: Direct (Life and General).
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