To register with Ethika you may be asked to provide your name, government ID’s, email address, bank account details and telephone number. Additional optional information may be collected from you by Ethika. Additional information may include without limitation credit or debit-card information, or other UPI payment information and other details as may be reasonably requested by Ethika.
We will inform you at the point of collecting information from you, whether you are required to provide the information to us. If this information is requested, we will explain how we intend to use it and we will only collect sensitive personal information with your explicit consent.
When you access the Service or open one of our HTML emails, we may automatically record certain information from your system by using cookies and other types of tracking technologies. This "automatically collected" information may include Internet Protocol address ("IP Address"), a unique user ID, device type, device identifiers, browser types and language, referring and exit pages, platform type, version of software installed, system type, the content and pages that you access on the Service, the number of clicks, the amount of time spent on pages, the dates and times that you visit the Service, and other similar information. Depending on the law of your country of residence, your IP address may legally be considered personal data.
The personal information you provide us may be used for a number of purposes connected with our business operations (in accordance with the Digital Personal Data Protection Bill, 2022, Information Technology Act, 2000, The Indian Computer Emergency Response Team and the Manner of Performing
Functions and Duties Rules, 2013 and rules imposed by the Insurance Regulatory and Development Authority of India) which include without limitation:
Who your information may be shared with?
We may share your information with:
We would like to send you information about new services and offers which may be interesting to you. Such information could be sent by post, email, text message, or telephone. We will ask whether you would like us to send you marketing messages on the first occasion when you provide any relevant contact information.
browser by adjusting your web browser preferences, in which case you may still use our Service, but it may interfere with some of its functionality. Cookies and similar items are not used by us to automatically retrieve personal data from your computer without your knowledge.
You should be able to control how and whether cookies will be accepted by your web browser. If you reject our cookies, many functions and conveniences of Platform may not work properly.
We rely on the following as the lawful basis on which we collect and use your personal information:
Legitimate interests including information being used for marketing purposes while ensuring impact on the consumer is minimal.
Consequences of using your personal information involve including but not limited to recommending changes to our Services to better suit your personal needs.
We have appropriate security measures in place on our Websites, Portal and electronic devices to prevent personal information from being accidentally lost, used or accessed in an unauthorized way. Access will be limited to those who have a genuine business interest and/ or a need to know, and will only process your information in an authorized manner and they will be subject to a duty of confidentiality.
We also have procedures to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach, as required by law. All reasonable efforts will be used to secure your personal data, however when using our services and the internet, you acknowledge the internet is not entirely secure, therefore, security of personal data cannot be guaranteed.