Low-cost option to cover Big Health Insurance Claims.
It is quite possible that your employees can manage ₹5,00,000 medical expenses on their own
even if you do not have a group health insurance plan.
But can they handle a 50 Lacs Medical Expense on their own?
In India, the middle class don't have the right to quality health care.
While the rich have Money,
Poor have Govt Schemes like ESI,
Middle class are left on their own to manage the ever increasing cost of Medical care.
One such event and it takes decades for them to return to their original lifestyle.
This is the time to show them how much you care for them.
After all, an Employer in need is an employer in deed
Remember the Medical expenses under Covid?
Claims of 25 lacs became very common.
How will you help ?
If you plan to opt for the last option, a single large claim will trigger an equal increase in your renewal premium next year.
So, in a way, the insurance company will pay now and recover from you as a renewal premium.
So what is the best option to secure your employees?
Cover your employees under a separate Group Super Top up policy today.
Let's suppose that your company is currently providing 5 lacs coverage through a group health insurance plan. You can now additionally take a Group Super Top Up plan covering 50 lacs with a 10 lacs Deductible
First 5 lacs will be paid by the Organization Group Health Policy
Next 5 lacs will be paid by the Corporate Floater in Group Health Policy ( or can be paid by Employees Personal Health policy if any)
Balance 40 lacs will be paid by Group Super Top up policy.
Your employee still has a cover of 10 lacs remaining, for any further incident.
A claim will not affect your regular Group Health Insurance premium.
You can cover a number of big incidents unlike a corporate floater, which is limited to only one big incident.
When an employee leaves, it can be converted to a retail individual policy
Premium payable without GST for is ₹ 0.00
Get your Group Super Top Up