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A Big Fat Hospital Bill is all it takes
for your Employees to fall into Poverty.

Low-cost option to cover Big Health Insurance Claims.

An Employer in need is an employer in deed.


It is quite possible that your employees can manage ₹5,00,000 medical expenses on their own
even if you do not have a group health insurance plan.
But can they handle a 50 Lacs Medical Expense on their own?

In India, the middle class don't have the right to quality health care.
While the rich have Money,
Poor have Govt Schemes like ESI,
Middle class are left on their own to manage the ever increasing cost of Medical care.
One such event and it takes decades for them to return to their original lifestyle.

This is the time to show them how much you care for them.
After all, an Employer in need is an employer in deed

The possibility of high value health Insurance
claims has increased. Exponentially.

Remember the Medical expenses under Covid?
Claims of 25 lacs became very common.


Other Scenarios where high hospital bills became a reality.


  • Future Pandemics Vector Icon - Group Super Top up Future Pandemics

  • Poison Vector Icon - Group Super Top up Poisoning cases,

  • Liver Transplant Vector Icon - Group Super Top up Liver Transplants

  • Sepsis Vector Icon - Group Super Top up Sepsis.

  • Road Accident Vector Icon - Group Super Top up Road Accidents.

  • Kidney Transplant Vector Icon - Group Super Top up Kidney Transplants

  • Lung Infections Vector Icon - Group Super Top up Lung Infections

  • Cancer Treatments Vector Icon - Group Super Top up Cancer Treatments.

  • Advance treatments like Stem Cell Vector Icon - Group Super Top up Advance treatments like Stem Cell.

Representing Doctor and Patient Vector Image - Group Super Top-up



Imagine that one of your employees meets with an accident
while on his way to the office and gets hospitalized.
The hospital bill is ₹50,00,000.



Representing Employee Hospital Billing Vector Image - Group Super Top up

How will you help ?

  • Will leave the employee to manage on his own.
  • Company will pay
  • Will request other Employees to contribute and support.
  • Our employees have enough cover under our group
          Health insurance policy

If you plan to opt for the last option, a single large claim will trigger an equal increase in your renewal premium next year.
So, in a way, the insurance company will pay now and recover from you as a renewal premium.

So what is the best option to secure your employees?

Cover your employees under a separate Group Super Top up policy today.



Fewer than 1% of organizations offer Health coverage upto ₹50,00,000
by taking a Corporate Floater in regular Group Health Insurance Policy.


Be among the few elite corporates
who care for their employees by offering
₹ 50,00,000 Health insurance Coverage for their employees.


Cover your employees under a separate Group Super Top up policy today.

Representing Protection Employee Vector Image - Group Super Top up

How does it Work ?

Let's suppose that your company is currently providing 5 lacs coverage through a group health insurance plan. You can now additionally take a Group Super Top Up plan covering 50 lacs with a 10 lacs Deductible


When an employee suffers an unfortunate event where the hospital bill is 50 lacs.

First 5 lacs will be paid by the Organization Group Health Policy

Next 5 lacs will be paid by the Corporate Floater in Group Health Policy ( or can be paid by Employees Personal Health policy if any)

Balance 40 lacs will be paid by Group Super Top up policy.

Your employee still has a cover of 10 lacs remaining, for any further incident.

As little as ₹500 per Employee, can cover ₹50,00,000 of Hospital Expenses.


Opt for a Super Top Up Policy for your Employees now.

A claim will not affect your regular Group Health Insurance premium.

You can cover a number of big incidents unlike a corporate floater, which is limited to only one big incident.

When an employee leaves, it can be converted to a retail individual policy

Representing Hospital Expenses Employee - Group Super Top up

Generate quotes instantly.



Age of Employees
No of Employees
lessthan 40
40 - 50
50 -60

Coverage Details

  • Deductible 10 lacs
  • Only Employees are covered.
  • No Room Rent Limit.
  • No Copayment.
  • Modern Treatments Covered.
  • Pre Existing Waiting Period Applicable.

Premium payable without GST for is 0.00


Representing office Employees sitting and discussing things - Group Super Top up

Have any specific requirements?

Get your Group Super Top Up
Policy Customized

  • Change deductible
  • Cover Pre Existing Diseases
  • Change Sum Insured
  • Include Employees Family