Tap to Call

Get an instant quote of
Commercial General Liability

Ethika Logo Commercial General Liability Broking

Bootstrapped Company     280+Clients     10,000+ ClaimsSettled


Get a free review of your
policy today

    We respect your privacy

    WHAT IS A CGL POLICY?

    Commercial General Liability (CGL) insurance provides coverage to the insured for Third Party Liabilities arising from various business exposures such as those arising from Premises, Products, completed operations, Advertising &Personal injury and provides supplemental payments, thus ensuring complete protection to the insured against Liability issues. It is an insurance policy for businesses to safeguard against losses arising due to their legal liabilities.

    WHO CAN TAKE A CGL POLICY?

    • Indian Companies that have global operations.
    • Foreign companies who have opted for the CGL policy in other jurisdictions and would prefer the same for their Indian operations.
    • Companies who are contractually bound to carry Occurrence based liability covers.
    • Export companies who would prefer Claims handling abilities in all major jurisdictions.

    WHAT IS COVERED:

    Brief extracts from the Commercial General Liability(CGL) Policy Wordings

    COMMERCIAL GENERAL LIABILITY - vector image of two women
    COMMERCIAL GENERAL LIABILITY policy - vector image of a man and 2 women holding icons of air plane, suitcase and label

    COVERAGE A: BODILY INJURY & PROPERTY DAMAGE LIABILITY

    EXCLUSIONS APPLICABLE TO COVERAGE A:

    COVERAGE B: PERSONAL & ADVERTISING INJURY:

    EXCLUSION APPLICABLE TO COVERAGE B:

    COVERAGE C: MEDICAL EXPENSES:

    EXCLUSIONS APPLICABLE TO COVERAGE C:

    SUPPLEMENTARY PAYMENTS: COVERAGE A & B