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COMMERCIAL GENERAL LIABILITY

WHAT IS A CGL POLICY?

This is a complete policy to provide seamless protection to the Insured, and covers Third Party Liabilities arising from various business exposures such as those arising from Premises, Products, completed operations, Advertising &Personal injury and provides supplemental payments, thus ensuring complete protection to the insured against Liability issues.

WHO CAN TAKE A CGL POLICY?

  • Indian Companies that have global operations.
  • Foreign companies who have opted for the CGL policy in other jurisdictions and would prefer the same for their Indian operations.
  • Companies who are contractually bound to carry Occurrence based liability covers.
  • Export companies who would prefer Claims handling abilities in all major jurisdictions.

WHAT IS COVERED:

Brief extracts from the Commercial General Liability(CGL) Policy Wordings

COMMERCIAL GENERAL LIABILITY - vector image of two women
COMMERCIAL GENERAL LIABILITY policy - vector image of a man and 2 women holding icons of air plane, suitcase and label

COVERAGE A: BODILY INJURY & PROPERTY DAMAGE LIABILITY

EXCLUSIONS APPLICABLE TO COVERAGE A:

COVERAGE B: PERSONAL & ADVERTISING INJURY:

EXCLUSION APPLICABLE TO COVERAGE B:

COVERAGE C: MEDICAL EXPENSES:

EXCLUSIONS APPLICABLE TO COVERAGE C:

SUPPLEMENTARY PAYMENTS: COVERAGE A & B