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COMMERCIAL GENERAL LIABILITY

WHAT IS A CGL POLICY?

This is a complete policy to provide seamless protection to the Insured, and covers Third Party Liabilities arising from various business exposures such as those arising from Premises, Products, completed operations, Advertising &Personal injury and provides supplemental payments, thus ensuring complete protection to the insured against Liability issues.

WHO CAN TAKE A CGL POLICY?

  • Indian Companies that have global operations.
  • Foreign companies who have opted for the CGL policy in other jurisdictions and would prefer the same for their Indian operations.
  • Companies who are contractually bound to carry Occurrence based liability covers.
  • Export companies who would prefer Claims handling abilities in all major jurisdictions.

WHAT IS COVERED:

Brief extracts from the Commercial General Liability(CGL) Policy Wordings

Commercial General Liability
Commercial General Liability Insurance
COVERAGE A: BODILY INJURY & PROPERTY DAMAGE LIABILITY
EXCLUSIONS APPLICABLE TO COVERAGE A:
COVERAGE B: PERSONAL & ADVERTISING INJURY:
EXCLUSION APPLICABLE TO COVERAGE B:
COVERAGE C: MEDICAL EXPENSES:
EXCLUSIONS APPLICABLE TO COVERAGE C:
SUPPLEMENTARY PAYMENTS: COVERAGE A & B

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