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About Us

ABOUT US

RISK ADVISERS, ETHIKA CREATES PLAN B FOR YOUR BUSINESS SO THAT YOU FOCUS ON THE BUSINESS OPPORTUNITIES.

At Ethika, we understand that Insurance Broking is about ensuring the best interests of our customers and establishing trust. Our team has diverse experience and strong expertise which enables us to understand your business needs and risks well. Our experts are highly innovative and they deploy the latest technology tools which bring Speed, Effectiveness and Utmost Responsiveness to your doorstep.

We offer a wide range of products from B2B to B2C, hence we can create customized and comprehensive products for you. We do this by gap analysis and by comprehensive policy design that covers all your custom needs. We aggressively negotiate competitive terms with insurers. This is followed up by policy scrutiny, renewals, and claims assistance. Working with leading insurers, our fees are built into the policy premium and regulated by the IRDAI.

Ethika with its corporate office in Hyderabad has a pan-India reach. Ethika’s innovative risk management solutions and sound knowledge of global and local markets ensure that your business reaches new highs!


Susheel Agarwal

CEO at Ethika

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ETHIKA STORY

AS AN ANSWER TO THE THOUGHT-PROVOKING QUESTION, “WHAT RISK DO YOU TAKE?” ETHIKA WAS BORN.

As an answer to the thought-provoking question, “What Risk Do You Take?”, Ethika was born with the intent of service and caring. It began when Ethika CEO, Susheel Agarwal, having worked for several years with leading insurance companies started to feel that he was not offering the services or products that his clients needed. Instead, he was simply pushing the products his company wanted to sell. Clients soon found out that the products they bought were not right and did not cover their needs. Naturally, in the long run, no client of his remembered him.

We offer a wide range of products from B2B to B2C, hence we can create customized and comprehensive products for you. We do this by gap analysis and by comprehensive policy design that covers all your custom needs. We aggressively negotiate competitive terms with insurers. This is followed up by policy scrutiny, renewals, and claims assistance. Working with leading insurers, our fees are built into the policy premium and regulated by the IRDAI.

Building long-term relationships with happy clients meant growth for Susheel as well. But the vicious circle of the corporate sector and the restrictions of being an employee still held him down. In Susheel’s own words, his ‘wheel of life was not balanced’, and it was time to strike out with the founding of Ethika.

ETHIKA BEST TEAM

Our one-of-the-kind Employee Benefits management tool helps you to manage all the insurance benefits right from your desktop.

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Suusheel Agarwal

CEO

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Sandeep Mukka

Director

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Sarath Reddy

Director

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