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About Us

Who We Are

Risk Advisers, Ethika creates Plan B for your Business so that you focus on the Business Opportunities.

At Ethika, we understand that Insurance Broking is about ensuring the best interests of our customers and establishing trust. Our team has diverse experience and strong expertise which enables us to understand your business needs and risks well. Our experts are highly innovative and they deploy the latest technology tools which bring Speed, Effectiveness and Utmost Responsiveness to your doorstep.

We offer a wide range of products from B2B to B2C, hence we can create customized and comprehensive products for you. We do this by gap analysis and by comprehensive policy design that covers all your custom needs. We aggressively negotiate competitive terms with insurers. This is followed up by policy scrutiny, renewals, and claims assistance. Working with leading insurers, our fees are built into the policy premium and regulated by the IRDA.

Ethika with its corporate office in Hyderabad has a pan-India reach. Ethika’s innovative risk management solutions and sound knowledge of global and local markets ensure that your business reaches new highs!

Susheel Agarwal
CEO at Ethika

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Ethika story

As an answer to the thought-provoking question, “What Risk Do You Take?” Ethika was born.

As an answer to the thought-provoking question, “What Risk Do You Take?”, Ethika was born with the intent of service and caring. It began when Ethika CEO, Susheel Agarwal, having worked for several years with leading insurance companies started to feel that he was not offering the services or products that his clients needed. Instead, he was simply pushing the products his company wanted to sell. Clients soon found out that the products they bought were not right and did not cover their needs. Naturally, in the long run, no client of his remembered him.

Insurance Broking, Susheel found was a much better alternative. As a concept, it was what he wanted; to listen to his clients’ requirements, analyze their needs and give his opinion and suggestions. The shift to broking enabled Susheel to interact better with his clients, agree upon products and services and the risk cover requirement. He could then meet with various insurers to put together a custom insurance cover for his client without altering any of their requirements.

Building long-term relationships with happy clients meant growth for Susheel as well. But the vicious circle of the corporate sector and the restrictions of being an employee still held him down. In Susheel’s own words, his ‘wheel of life was not balanced’, and it was time to strike out with the founding of Ethika.

Ethika Best Team

Our one-of-the-kind Employee Benefits management tool helps you
to manage all the insurance benefits right from your desktop.

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Susheel Agarwal
CEO

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Sandeep Mukka
Director

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Sarath Reddy
Director

What Our Clients Say

Get in touch with us

At Ethika, we understand that Insurance Broking is about ensuring the best interest of our customers and establishing trust. Our team has diverse experience and strong expertise which enables us to understand your business needs and your risks well. Our experts are highly innovative and they deploy the latest technology tools to bring Speed, Effectiveness and Utmost Responsiveness to your doorstep.

#88, Above MRF Tyres,
Gachibowli – Miyapur Rd,
Hyderabad. 500032

+ 91 84980 94601

info@ethika.co.in
support@ethika.co.in

Wework Raheja platinum Building
Sag Baug Road, Off, Andheri – Kurla Rd,
Marol, Andheri East,
Mumbai, Maharashtra 400059

+91 22 2640 8431

Ethika Insurance Broking Pvt. Ltd. IRDAI Certificate No: 574, Date of License: 8th Aug 2016, License valid till 7th Aug 2019,
Registered Address: 517, B Block, Vijaya Raghwa Township, Nallagandla Bypass Road, Lingampally. 500019
Principal Officer: Susheel Agarwal, Contact Details of Principal Officer: susheel@ethika.co.in +91 8498094600,
Directors: Susheel Agarwal and Suresh Agarwal, Category of License: Direct (Life and General).

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