Manipal Cigna Health Insurance

Key Features

Claim Settlement Ratio 91%

Claim Settlement Facility 100%

Network Hospitals 4000

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 46.29%

About Manipal Cigna

Manipal Cigna is a joint venture between the Manipal group, India's second largest health Hain owning around 27 patient friendly hospitals across 15 cities with more than 7600 beds and a pool of 4000+ doctors and Cigna group, a global health care services company with as old as 225+ years with presence in more than 30 countries.


Manipal Cigna Health insurance plans

Pro Health Prime Protect

The policy is suitable for individuals and families looking for a comprehensive health insurance which can be customized as per the needs and requirements of the customers. The minimum and maximum sum insured under this plan is ₹3 Lakhs and ₹1 Crore. The plan also provides coverage for non medical expenses such as gloves, needles, syringe, etc. The plan offers unlimited restoration of summinaured for related and unrelated illnesses or injuries. Pro health Prime Protect offers an option to switch off the cover for up to 30 days when you are traveling abroad and can restart the cover once you come to India.

Benefits of Manipal Cigna health insurance

Manipal Cigna health insurance plans offer a guaranteed Cumulative Bonus of up to 25% per year subject to a maximum of 200% of the base sum insured. The cumulative bonus is offered irrespective of the claim made by the insured. The percentage of cumulative bonus would differ from one health insurance plan to another.

Key Statistics of Manipal Cigna

  • Manipal Cigna operates 27 patient-friendly hospitals across 15 cities with more than 7600 beds and a pool of 4000+ doctors.
  • More than 1295 Crore worth claims are settled till date.


Manipal Cigna health insurance hospital list can be downloaded from here. Manipal Cigna has tied up with hospitals across the country. Manipal group has 27 patient friendly hospitals across India which provide cashless claim settlement service.