Bajaj Allianz has recently launched a motor insurance add-on, "V-pay," to provide its customers with one-stop insurance solutions by bringing together all the add-ons in one place. This add-on covers both conventional and emerging risks for your four-wheelers. Previously customers had to choose from a list of fragmented covers, and with the introduction of the V-pay add-on. V-pay is an elite insurance add-on that hosts 22 inbuilt features providing a comprehensive solution to the policyholder's vehicle. Insured customers must inform the insurance company of any minor claims, as these claims would not be covered in subsequent claims. However, with the V-PAY smart feature, customers can report multiple minor dents or scratches anytime during the policy period. V-pay is a Use and File insurance product that was a sandbox initiative of India's Insurance regulatory and development authority.