Bajaj Allianz General Insurance

Key Features

Claim Settlement Ratio 98.48%

Claim Settlement Facility 100%

Network Hospitals 6500

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 77.31%

Exclusions of Bajaj Allianz Health Insurance

There are certain exclusions under the Bajaj Allianz Health Insurance plans which are mentioned below:-

  • Any dental expenses that comprises cosmetic surgery,dentures ,dental prosthesis, dental implants of any kind unless as a result of accidental bodily injury to natural teeth resulting in hospitalization would not be covered.
  • Medical expenses where inpatient care is not warranted and does not require supervision of qualified nursing staff and qualified medical practitioner is not covered.
  • Expenses incurred due to diagnosis and evaluation are not covered.
  • Expenses arising out of warz invasion,acts of foreign enemy, hostilities, civil war, commotion, unrest, rebellion etc would not be covered under the policy.