Liberty General Insurance

Key Features

Claim Settlement Ratio 94%

Claim Settlement Facility 100%

Network Hospitals 5000

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 74.58%

About Liberty General insurance

Liberty General insurance is a joint venture between Liberty Citystate holdings PTE Ltd, a group company of US headquartered Liberty Mutual Insurance group, a leading multinational property and casualty company, Enam Securities, a privately owned and managed firm that makes long-term investments in listed entities as well as helps build budding entrepreneurs build valuable private companies and DP Jindal Group, a well known industrial conglomerate in India.


Liberty health insurance plans


The minimum age at entry is 18 years and the maximum age at entry is 65 years.


The policy can be renewed lifelong as long as the policy is in force.


The policy can be purchased for a tenure of 1/2/3 years.

Benefits of Liberty General health insurance

Liberty health insurance premium can be paid in installments reducing the burden on the insured to pay the premium in one go. Premiums can be paid on a monthly , quarterly or half yearly basis.

Key Statistics of Liberty General health insurance

  • Started in the year 2013
  • Employee strength of 1200+

How is the Liberty Health insurance premium calculated?

The health insurance premium of Liberty General insurance policy is calculated on the basis of the below mentioned factors:-

Age of the prospect: The health insurance premium depends on the age of the applicant. Higher the age, higher would be the premium payable. In case of family floater policy the age of the highest member would be taken into consideration for premium calculation. This is due to the chance of illnesses or diseases developing increases as the age increases.

Tax Benefits

There are certain tax benefits available under the health insurance policies offered by Liberty Health insurance which are mentioned below:-

Claim Settlement Process

Liberty health insurance claim form can be downloaded from the website of the company or can be downloaded from here directly.


There is no law which mandates the taking of a health insurance policy in India. But it is advisable to have a Health insurance policy to protect you and your family from unforeseen circumstances leading to financial drain.