Future Generali General Insurance

Key Features

Claim Settlement Ratio 92%

Claim Settlement Facility 100%

Network Hospitals 6300

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 75.72%

About Future Generali

Future generali was formed as a joint venture between Future group, one of the most prominent players in the Indian retail industry which was established 31 years ago and has popular retail chains such as Central, Big Bazaar, FBB, Brand Factory etc and Generali group, an italy based company which is one of the largest global insurance and asset management providers which was established in 1831 and has a presence in over 50 countries with a total premium income of Euro 70.7 B as on 2020. The joint venture was formed with 51% stake for the Future group and 49% with the Generali group.


Future generali health insurance plans

FG Health Absolute

The minimum and maximum sum insured under the plan is Rs.3 lakhs and Rs. 1 Crore respectively. The policy covers the hospitalization expenses such as inpatient hospitalization expenses, day care treatment expenses, organ donor expenses, infertility expenses, maternity expenses etc. The policy covers the pre and post hospitalization expenses for 60 days and 180 days respectively. The pla provides coverage for alternative treatment such as Ayurveda, Yoga, Unani, Siddha and Homeopathy in addition to the Bariartic surgery. The company also takes care of the medical expenses incurred overseas. The policy offers a cumulative bonus of 50% for every policy year in case of no claims reported during the previous policy year.

Benefits of Future Generali health insurance

The Future generali health insurance plans provide a family discount of 10% when more than one family member is insured under the policy on an individual sum insured basis. Future generali also provides a long term discount when you purchase the policy for more than one year period.

Key Statistics of Future Generali:

  • 3.2 Million policies are sold till date
  • 2.6+ Lakh claims settled every year
  • 5300+ Crore of assets under management


Future generali health insurance cashless hospital list can be downloaded from here. Future generali has tied up with more than 6300 hospitals all over India to provide cashless claim settlement services to its customers.