Manipal Cigna Health Insurance 
Claim Settlement Ratio 91%
Claim Settlement Facility 100%
Network Hospitals 4000
Renewability 100%
COVID-19 Cover Yes
Incurred Claim Ratio 46.29%
The policy is suitable for individuals and families looking for a comprehensive health insurance which can be customized as per the needs and requirements of the customers. The minimum and maximum sum insured under this plan is ₹3 Lakhs and ₹1 Crore. The plan also provides coverage for non medical expenses such as gloves, needles, syringe, etc. The plan offers unlimited restoration of summinaured for related and unrelated illnesses or injuries. Pro health Prime Protect offers an option to switch off the cover for up to 30 days when you are traveling abroad and can restart the cover once you come to India.
The plan is designed for individuals and families looking for a comprehensive health Insurance with inbuilt OPD cover and is further customisable as per the needs and requirements of the customer. The minimum and maximum sum insured under this plan is ₹5 Lakhs and ₹1 Crore. The plan offers cashless OPD cover for doctor consultations, prescribed diagnostics and pharmacy. The plan offers a waiver of one year renewal premium due to accidental death or if diagnosed with any of the listed critical illnesses.
The plan is designed for individuals and families requiring the pre existing coverage without much waiting period. The plan offers comprehensive coverage from the 91st day for those with existing listed health conditions such as Asthma, Diabetes, Hypertension, Dyslipidemia and Obesity related conditions. The minimum and maximum sum insured under this plan is ₹3 Lakhs and ₹15 Lakhs. The plan also offers daily cash if you opt for shared accomodation. This plan also offers a condition management program which lets the customers earn rewards up to 15% of the base premium.
The minimum and maximum sum insured under this plan is ₹50 Lakhs and ₹3 Crore. The plan is designed to cover any major eventualities resulting in high hospital bills in India. The policy covers the HIV/AIDS and STD cover up to the full sum insured. The policy also covers the mental illness up to the full sum insured for treatment availed in India. Multiple restorations are available under the plan for unrelated illnesses in addition to the sum insured opted for treatments availed in India.
The minimum and maximum sum insured under this plan is ₹50 Lakhs and ₹3 Crore. The plan is designed to cover the expenses incurred across the globe for major illnesses due to hospitalization. The plan offers a premium waiver benefit for one policy year id the proposer is diagnosed with any of the listed critical illnesses or in case of accidental death or Disability. Hospital expenses for any illnesses as an inpatient hospitalization is covered up to the sum insured availed outside India. The plan also offer global air ambulance in case of emergencies up to the base sum insured under the plan.
The minimum and maximum sum insured under this plan is ₹3 Lakhs and ₹30 Lakhs. The plan is designed to provide extra cover at an affordable premium. The plan comes with a deductible over and above which the expenses would be paid. The plan also provides a guaranteed 5% increase in sum insured per policy year, up to a maximum of 50% of the sum insured.
The minimum and maximum sum insured under this plan is ₹1 Lakhs and ₹30 Lakhs. The plan provides for the actual expenses incurred on Non-payable items such as gloves etc. The pre and post hospitalization expenses are covered up to 60 days and 90 days respectively.
