Star Health Insurance 
Claim Settlement Ratio 90%
Claim Settlement Facility 100%
Network Hospitals 13,000
Renewability 100%
COVID-19 Cover Yes
Incurred Claim Ratio 63%
Waiting period in health insurance is the time before which the claim is paid for certain illnesses. Pre-existing waiting period is the time the insured should wait before claiming for the pre-existing conditions. The pre-existing waiting period would normally range from 1 year to 4 years. The specific disease waiting period ranges from 1 year to 2 years whereas the initial waiting period is for 30 days. Any kind of medical expenses would not be covered during the waiting period except for hospitalization due to an accident.
Star health insurance offers an installment facility for health insurance premium payment. Customers can pay their health insurance premiums quarterly, half yearly and annually. Biennial and Triennial Premium payments are also possible with Star health insurance.
Star health insurance permits the mid term addition of the family members to the health insurance plans. Midterm inclusion of family members would be permitted only in case of newly married or wedded spouse and newborn baby. The mid term addition would be done on payment of addition a premium for the rest of the policy period.
