Claim Settlement Ratio 81.5%
Claim Settlement Facility 100%
Network Hospitals 7000
COVID-19 Cover Yes
Incurred Claim Ratio 61%
The second opinion for 11 critical illnesses can be availed ince during the policy period in Royal Sundaram health insurance policy. The second opinion expenses would be payable by the company up to the limit specified under the policy.
The health insurance policy of Royal Sundaram covers the vaccination expenses for newborn babies up to Rs.10,000 in the first year of birth. The newborn baby is automatically covered under the health insurance policy for a period of 90 days after which the baby has to be added in the policy on payment of additional premium.
Yes you can avail hospitalization during the Worldwide travel up to the sum insured mentioned under the policy. The cover includes US and Canada for Worldwide emergency hospitalization and international treatment for specified critical illness. This benefit can only be availed at the inception of the first policy with Royal sundaram health insurance.