The Oriental Insurance Company

Key Features

Claim Settlement Ratio 89%

Claim Settlement Facility 100%

Network Hospitals 4,300

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 85.39%


The insured would be paid a survival benefit under the plan if during the policy period the insured is diagnosed with any of the 11 critical illnesses mentioned under the policy. The benefit is not applicable if the insured person is already suffering from the illness.