National Insurance Company

Key Features


Claim Settlement Ratio 85.47%

Claim Settlement Facility 100%

Network Hospitals 6000

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 115.55

Tax Benefits

Health insurance policies offer tax benefits under the Section 80D of the income tax act.


Type

Limit of exemption

Limit for Preventive Health Checkup

Total Limit

Self + Family Rs.25,000 Rs.5,000 Rs.30,000
Self & Family + Parents Rs.25,000 + Rs.25,000 Rs.5,000 + Rs.5,000 Rs.50,000
Self & Family + Parents (Senior Citizens) Rs.25,000 + Rs.50,000 Rs.5,000 + Rs.7,000 Rs.75,000
Self & Family (Senior Citizen) + Parents (Senior Citizens) Rs.50,000 + Rs.50,000 Rs.7,000 + Rs.7,000 Rs.1,00,000