National Insurance Company

Key Features

Claim Settlement Ratio 85.47%

Claim Settlement Facility 100%

Network Hospitals 6000

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 115.55


The National health insurance premium is calculated on the basis of the factors such as the age of the prospect, sum insured opted by the customer, coverage required by the customer, add-on covers required, pre-existing conditions etc. The premium is underwritten up to a certain sum insured limit and the premium could change depending on the health condition of the applicant.