Claim Settlement Ratio 92.30%
Claim Settlement Facility 100%
Network Hospitals 8350
COVID-19 Cover Yes
Incurred Claim Ratio 55%
The minimum turnaround time for cashless approval is 2 hours on a best effort basis. The approval for cashless would be given to the hospital within 2 hours of intimation thereby increasing the customer satisfaction and reducing the stress for the customers.
It depends on your requirements. If you want to cover all your family members in a single policy then a floater option would be best. But if you want to have separate sum insured coverage for all your family members then it is advisable to go for non floater or individual insurance.
Yes. In case of a claim the no claim bonus would be reduced by the same percentage at which the no claim bonus was accrued. For example if you have accrued no claim bonus of 10% in the previous year and this year you have made a claim then in the next year your no claim bonus would be reduced by 10% =.