New India General Insurance

Key Features

Claim Settlement Ratio 89.60%

Claim Settlement Facility 100%

Network Hospitals 1500

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 103.19%

The New India Health insurance Exclusions

  • Any expenses related to investigation and evaluation for primary diagnosis would not be covered under the policy.
  • Expenses related to surgical treatment of obesity is not covered.
  • Expenses related to Gender change treatments are not covered.
  • Expenses rated to cosmetic or plastic surgery are not covered.
  • Expenses incurred towards the treatment in any hospital or by any medical practitioner specifically excluded by the insurance company would not be covered.
  • Expenses incurred during the waiting periods such as Per existing condition waiting period, specific illness waiting period, initial waiting period, maternity waiting period would not be covered under the policy.