Kotak General Insurance

Key Features

Claim Settlement Ratio 97%

Renewability 100%

Claim Settlement Facility 100%

COVID-19 Cover Yes

Network Hospitals 7000

Incurred Claim Ratio 48.21%


The network hospitals provide cashless claim settlement facilities to the insured customers. In case of reimbursement claims in a network hospital the insurance companies would deduct a certain amount in the form of co-payment. The co-payment would be applicable if the insured is going for reimbursement claim in a network hospital. The insured customer would be asked to justify the reason behind going for a reimbursement claim settlement option when there is a cashless facility option.