HDFC ERGO General Insurance

HDFC Ergo health insurance network hospitals list can be downloaded from here. HDFC Ergo has tied up with more than 13,000 hospitals all over India to provide cashless claim settlement facility to their customers. The cashless claim settlement facility would be available only in the network hospitals also known as tie up hospitals.

The pre-existing condition waiting period is 36 months after the inception of the policy. The specific disease waiting period is 24 months from the date of policy issuance. HDFC ergo health insurance plans also have an initial waiting period of 30 days from the date of policy inception. There would not be any waiting period for hospitalization due to an accident.

The treatment availed outside India would not be covered by the HDFC Ergo health insurance plans. All the expenses incurred on the treatment in India would be covered under the HDFC Ergo health insurance plans.

HDFC Ergo health insurance plans offer complimentary health checkups to keep a track of your well being and help in any of the early diagnosis of illnesses. The health insurance plans would provide up to ₹10,000 for preventing health checkups at the time of renewals.

The HDFC Ergo health insurance would not cover the below mentioned:-

• Expenses incurred as a result of self inflicted injuries.
• Expenses incurred due to War, Civil commotion and War like events.
• Treatment for Obesity or cosmetic surgery is also not covered.