Acko General Insurance

Key Features

Claim Settlement Ratio 95.50%

Renewability 100%

Claim Settlement Facility 100%

COVID-19 Cover Yes

Network Hospitals 7100

Incurred Claim Ratio 24%

Acko health insurance plans:

  • The minimum entry age under the Acko health insurance plan is 91 days and there is no maximum entry age under the plan. The maximum entry age for Critical illness & Personal accident benefits is 65 years under the plan.
  • The health insurance policy can be purchased for 1 year/ 2 years/ 3 years.
  • The minimum and maximum sum insured available under the Acko health insurance plan is Rs.3 Lakhs and Rs.10 Crore.
  • Pre and post hospitalization expenses are covered up to 60 days prior to hospitalization and 120 days after the hospitalization.
  • Road ambulance benefit is payable up to sum insured depending on the plan opted
  • Domestic emergency evacuation is available under the plan up to the sum insured limit.
  • Organ donor expenses are covered up to the sum insured mentioned under the plan
  • Expenses incurred on the second opinion are also covered upto the sum insured.
  • Annual preventive health checkups are available for all the insured persons above 18 years of age under the health insurance plan for each policy year.
  • Inflation protection sum insured option in which the base sum insured would be increased up to 50% in the subsequent year if the policy is renewed or active with Acko general insurance.
  • Restoration of basic sum insured up to 100% upon the exhaustion of the basic sum insured and any accrued no claim bonus.
  • Worldwide in-patient hospitalization benefit available if the insured customer is availing in-patient hospitalization anywhere in the World.
  • The restoration of sum insured can be done an unlimited number of times during the policy period.
  • Doctor on call option is allowed up to unlimited number of times during the policy period.
  • Daily hospital cash benefit up to Rs,10,000 per day is given in case of continuous hospitalization for a certain period of time.