Category: Insurance Resources

Travel Insurance

Three Real Life Cases Where Travel Insurance Saved Monies

In a world where unforeseen events can quickly turn a dream vacation into a nightmare, travel insurance can ensure you don’t have to lose sleep over financial security, especially when you are in a foreign land.  Let us try and understand the possible scenarios one could land in through three real life cases, the invaluable […]

Life Insurance policy

How to Buy a Term Life Insurance Policy?

Life insurance is the basic form of insurance that is required these days irrespective of the employment of an individual. You might be working as a daily labourer or having a desk job, but the requirement for a life insurance policy exists. Within life insurance, one should focus on term life insurance plans for their […]

Group Term Life Insurance

Group Term Life Insurance in Lieu of EDLI: Enhancing Protection for Your Employees

Employees are a company’s most valuable asset, and their well-being is paramount. As an employer, it’s your responsibility to provide them with financial security in unforeseen circumstances.   The mandatory EDLI scheme offers a basic level of life insurance coverage. However, employers can enhance employee benefits by opting for Group Term Life Insurance in lieu of […]

Personal Cyber Insurance

Personal Cyber Insurance – Introduction

Introduction: Personal cyber insurance is a form of cyber insurance which has been designed to cover the risks at an individual level. Cyber insurance was usually thought to be suitable for companies and organisations to protect themselves from cyber attacks resulting in loss of data, hacking etc. But due to the advent of technology and […]

Fire Insurance Tips for Homeowners

Fire Insurance Tips for Homeowners: Safeguarding Your Property

Fire insurance is the basic and oldest form of property insurance available in the World. It would be almost impossible to imagine a property insurance policy without a fire insurance plan. Given the importance of fire insurance policy, it is advisable to understand how to get the most out of your fire insurance policy. Select […]

Group Term Insurance Claim

Group Term Insurance Claim Settlement Process

Group term insurance usually refers to the term life insurance plan offered to members. Companies take group term insurance plans to cover their employees under a single policy. The policy is designed to provide financial compensation to the family of the nominee of the insured employee in case of his/her untimely death. The group term […]

Monalisa mask photo with a health insurance question, if covid covered in health insurance policy or not.

Best Health Insurance Policy in India

‘He who has health has hope; and he who has hope has everything’- Thomas Carlyle The above quote holds even more true in today’s world. People, especially after the corona pandemic have realized that the best investment to put in, is our own health. The best health insurance policy depends holistically on every individual’s needs […]

Insurance Premium Confusion

Personal Health Insurance: How to make it Affordable?

The personal health insurance premium is the amount paid by a policyholder to the health insurance provider. Other charges, such as deductibles and co-payments, can increase the cost of your overall health coverage premium.

image of will - last will for nominee

Death claim in Insurance – Execute A Will For Your Nominee To Get The Proceeds Of Your Insurance Claim After Your Death

Like thousands of people, do you think that the Nominee will get the proceeds of your Insurance Claim after your death? Then you are mistaken. The nominee is just a custodian of the claim amount. He can’t spend the amount. He will have to give the proceeds to the legal heir as per the succession […]

image of Corona treatment cost

3 options for the high Treatment cost of Covid

Worried about the high Treatment cost of COVID? Here are the 3 options you have Option A: Ask for an additional Corporate Floater from the Same Insurer Any claim crossing the normal sum insured can be paid from this corporate Floater. You should have a minimum of 40 lacs buffer, for a group size of […]

vector image of Insuring the risk

“your insurance policy does not cover this” don’t here this ever from insurer

Customer – I want to claim my laptop theft. Insurer Claim Manager -Oh I am so sorry? How did you lose it? Customer – I actually lost my car key in during parking and someone stole the laptop from my car. Claim manager – Oh I am so sorry. It is not covered as it […]