Importance of Health Insurance on Holi


Holi is one of the major festivals celebrated in India which symbolizes the victory of good over evil. Holi is celebrated at the start of the spring after a long cold winter in all parts of the country. Holi is celebrated in various forms among various groups of people. There are many poems documenting the origin of holi, all of them leading to the same conclusion – victory of good over evil.

Celebrating the Triumph of Good over Evil

The origins of Holi can be traced back to Multan, Pakistan, one of the oldest surviving cities in the World. The festival was started at Prahladpuri temple in Multan. Prahlada was the son of Hiranyakashyap, the demonic king of Multan. He was a devotee of Lord Vishnu. But his devotion angered Hiranyakashyap, who thought of himself as the only god to be worshiped in his kingdom.

One day Holika, Prahalada’s evil aunt tricked him into sitting on a pyre with her. Holika herself wore a cloak that was meant to protect her from the fire. As it turns out, that did not happen and Holika burnt to death, despite the cloak. This enraged Hiranyakashyap, Holika’s brother. He in turn attacked Prahlada, who had been magically saved. 

This attack however triggered Lord Vishnu’s appearance on the scene. And Lord Vishnu tore Hiranyakashyap apart. Holika dahan and holi are since celebrated.

The festival of Holi is played with colors. People do tend to use both dry and water colors to play Holi. While it is important to play holi with natural colors, one also needs to remember to be cautious while doing so. Holi colors may cause damage to the eyes that could require immediate treatment.

Safeguarding Eye Health with Insurance

Health insurance policies can cover the accidental damages caused to the eyes while playing holi. Patients can be admitted as an out-patient or as an in-patient depending on the seriousness of the injury. Health insurance policies have the option of cashless hospitalization which provides the treatment on a cashless basis. Insured can directly get admitted to the hospitals which are tied up with the insurance company for treatment and undergo the required treatment without having to wait for the arrangement of finance.

There could also be other accidents that you might encounter during Holi. People tend to be out on the roads trying to paint the town blue. A lot of times these people could be intoxicated and driving. God forbid, you get into an accident. 

Always remember your health insurance policy covers hospitalization arising out of accidents from Day 1. Waiting periods under the health insurance policies are not applicable to accident related hospitalizations. Therefore when one gets injured during holi events, they can avail the cashless claim settlement facility from the health insurance policies. 

And if you worry about the long waiting periods for settlement of claims or the discomfort that you might have to undergo when you have to attend to your loved one who is hospitalized, you can think of availing the services of an Insurance Broker.

Simplifying Claim Processes with Insurance Brokers

Ethika’s red carpet claims assist has helped hundreds of Customers with their claims processing. All of this without the Customer having to move a muscle. For more details on Group health insurance or personal health insurance please book a call with our health insurance team at Ethika insurance broking and give your employees the perfect holi gift with group health insurance coverage.


  1. What is the significance of Holi?

    Holi celebrates the triumph of good over evil, as shown in the story of Prahlad and Hiranyakashyap. It also signifies the arrival of spring and the end of winter.

  2. Where did Holi originate?

    The origins of Holi can be traced back to Multan, Pakistan, but the festival is widely celebrated across India.

  3. How is Holi played?

    People throw colored powder and water on each other. It is however important to use safe, natural colors and be cautious especially with the eyes when playing Holi.

  4. What does health insurance have to do with Holi?

    Health insurance can cover accidental eye injuries or hospitalization due to accidents that might occur during Holi celebrations.

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Susheel Agarwal