Go Beyond Your Group Cover: The Health Insurance Strategy Your HR Team Wishes They Could Give You.
Your company gave you a great foundation. We'll show you how to build a fortress of financial protection around it—affordably and for life.
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Four Hard Truths About Your Health & Wealth.
Your group policy is an essential start. But to be truly secure, you must understand the new realities of healthcare in India.
Health insurance is for the healthy.
It's an unfortunate truth: insurers prefer to cover you when you're a 'good risk.' The best time to lock in comprehensive personal coverage is now, while you are healthy—long before you plan to retire or start your own business. A bill of ₹50 Lakhs can wipe out savings; your policy should reflect that reality.
Your salary is losing the race against medical inflation.
There is a double-digit gap between the average salary increase and the rate of medical inflation in India. This means that every year, your ability to afford quality healthcare out-of-pocket diminishes. Insurance is no longer just a safety net; it's an essential financial tool.
New health threats are emerging faster than ever.
As a result of global challenges like climate change, the occurrence of new diseases has increased exponentially. We can't guarantee we'll always have the right vaccine, but we can ensure we'll always have access to the right healthcare when it matters most.
Medical miracles come with miracle-sized bills.
Advancements like robotics, immunotherapy, and stem cell research are blessings for mankind. But these blessings are expensive. A robust health cover is the only way to ensure that you and your family can afford the best possible treatment, not just the most affordable one.
The Smartest Upgrade to Your Health Insurance.
Introducing the Super Top-Up plan—the most cost-effective way to get high-value coverage by leveraging the policy your company already provides.
₹1 Crore Security for the Price of a Coffee.
Get massive coverage against catastrophic events for a surprisingly small premium, preserving your life savings.
Coverage That Follows You, Not Your Job.
Your personal Super Top-Up is yours for life, providing a seamless protection bridge between jobs or into retirement.
Slash Your Wait Time: Full Coverage in Just 2 Months.
Bypass the standard 2-4 year waiting periods for pre-existing conditions. Our strategic plans get you fully covered faster.
The 60-Second Policy Health Check
Does your current personal policy meet the standards for modern healthcare? A simple 'No' or 'I'm not sure' could mean a significant financial risk.
Did you find any gaps?
If you couldn't confidently check every box, your policy might leave you exposed when you need it most. These aren't luxuries anymore; they're essential.
Let's Review Your Policy Together (Free)Your Company has an Insurance Broker.
You Deserve a Personal Advocate.
For your personal strategy, you need an expert who works for *you*. As the trusted advisors to hundreds of top corporations, we bring that same level of strategic thinking and award-winning service to your personal plan.
We Decode Your Corporate Policy.
We're experts at reading the fine print of *any* group plan to build a seamless personal strategy around it.
Our Famous 'Red Carpet Promise' is Now Yours.
During a crisis, you get a dedicated human expert who fights for you. It's the same award-winning service that earned us our rating from 2,400+ reviews.
The Entire Market, Curated for You.
We don't work for an insurance company; we work for you. We scan 30+ insurers to find the mathematically best plan for your needs.