In a world running on data, is your business truly secure?
Cyber insurance is no longer a "later" decision, it's a "NOW" imperative. Discover how Ethika provides the shield you need against the most crippling risks of our time.
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The Clock's Ticking: Why Inaction is Your Biggest Threat
#2
Globally in Ransomware Attacks in 2023. (India)
>60%
of Indian SMEs close within 6 months of a major breach.
₹250 Cr
Potential penalties under The DPDP Act.
What Could a Breach Cost You?
Get a personalized estimate of the potential financial impact of a cyber incident on your business. The reality might surprise you.
Your estimated cost will appear here.
Your Essential Digital Shield
Cyber insurance is a specialized coverage designed to protect you from the financial fallout and legal liabilities from cyberattacks and data breaches. Just as you insure your car or home, cyber insurance protects your invaluable digital assets.
First-Party Costs
- Data Restoration
- Forensic Investigations
- Business Interruption
- Cyber Extortion
Third-Party Liabilities
- Legal Defense
- Settlements
- Regulatory Fines
If You're Digital, It's YOU.
Whether you're a SaaS provider, fintech, D2C brand, or agency, you are the engine of the digital economy. A breach isn't just a hit; it's an existential threat to your operations, customer trust, and competitive edge.
From CAs and lawyers to doctors and consultants, your business is built on trust and sensitive client information. A cyber incident doesn't just compromise data; it shatters the very confidence your clients place in you.
As leaders, founders, and individuals with significant assets, you are prime targets for sophisticated cyberattacks. Protecting your personal digital security is inextricably linked to your professional legacy and peace of mind.
Real Cyber Incidents – Could This Be You?
AIIMS Cyberattack
A massive ransomware attack led to severe disruption of services, affecting patient care and hospital operations. Data was encrypted, highlighting immense operational risks.
Key Insurance Focus:
- Business Interruption
- Data Restoration Costs
- Crisis PR Management
Cosmos Bank Attack
A sophisticated malware attack compromised the ATM switch system, resulting in a financial breach of nearly ₹94 crore through unauthorized transactions.
Key Insurance Focus:
- Financial Fraud Protection
- Legal & Regulatory Liabilities
- Forensic Investigation
Juspay Data Breach
A hacker compromised the personal information of over 100 million users, leaking sensitive data and exposing millions to potential identity theft and fraud.
Key Insurance Focus:
- Data Privacy Liability
- Credit Monitoring Services
- Reputation Management
Why Partner with Ethika for Your Cyber Defense?
Client-First Ethos
Built on trust, transparency, and advocacy. We stand with you, always.
Hyper-Personalized Coverage
Customized solutions for your industry, size, and specific threat exposure.
End-to-End Support
From risk assessment and policy advisory to incident response and crisis resolution.
Digital, Seamless, & Effortless
Manage your policy, log claims, and access support easily from anywhere.
Trusted by 450+ corporate clients with a 92% retention rate.
Debunking Common Cyber Insurance Myths
❌ Myth
"Cyber insurance is only for big tech companies."
✅ Fact
Small businesses, startups, and even freelancers are frequent targets because they often lack strong security systems.
❌ Myth
"We already use antivirus and firewalls—so we’re safe."
✅ Fact
Technical defenses can’t prevent human error (phishing) or cover the legal, reputational, and financial fallout.
❌ Myth
"General liability insurance covers cyber risks too."
✅ Fact
Most traditional policies explicitly exclude cyber incidents. You need a dedicated Cyber Liability policy.