Ethika
  • Protect The safety net: cover and claims, fought for you.Rise The everyday half: benefits people actually use.Ethika Hub One platform running both.
  • Group Health InsuranceDirectors & Officers (D&O) InsuranceGroup Personal Accident InsuranceCyber InsuranceGroup Term Life InsuranceProfessional Indemnity InsuranceWorkmen's CompensationCommercial General LiabilityFire Insurance (Business)
  • Workshops Live cohorts for founders and HR.Benefits Stress Test The 10-moment test of your cover.Premium Calculator A rough group-health estimate in seconds.Benefits Survey A ready-to-use staff survey template.Resources / Answers Guides and honest answers.

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Protect The safety net: cover and claims, fought for you.Rise The everyday half: benefits people actually use.Ethika Hub One platform running both.
Group Health InsuranceDirectors & Officers (D&O) InsuranceGroup Personal Accident InsuranceCyber InsuranceGroup Term Life InsuranceProfessional Indemnity InsuranceWorkmen's CompensationCommercial General LiabilityFire Insurance (Business)
Workshops Live cohorts for founders and HR.Benefits Stress Test The 10-moment test of your cover.Premium Calculator A rough group-health estimate in seconds.Benefits Survey A ready-to-use staff survey template.Resources / Answers Guides and honest answers.
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Legal & data

Cookie Policy

This explains the cookies and similar technologies this website uses, what each one is for, and how you control them. We keep non-essential cookies off until you say yes — nothing beyond what the site needs to work runs before you choose.

Applies to: www.ethika.co.inLast updated: CONFIRM — publish dateVersion: v1 (draft for counsel)

On this page

  1. What cookies are
  2. Off by default
  3. Categories we use
  4. The cookie table
  5. Give, manage & withdraw consent
  6. More & contact

1What cookies are

A cookie is a small text file a website asks your browser to store on your device. “Similar technologies” — things like local storage, pixels and software development kits — do much the same job. Together they let a site remember a choice you made, keep a form session intact while you fill it in, keep the site secure, and (only with your permission) understand in aggregate how the site is used so we can improve it.

This policy covers cookies set through this website only. For everything else — what personal data we collect through the forms, why, and your rights — see the Privacy Policy.

2Non-essential cookies are off by default

On your first visit, no analytics or marketing cookie runs and no analytics script loads. Only strictly necessary cookies are active, because the site cannot function without them. A consent banner gives you three choices with equal prominence — Accept all, Reject all, and Cookie settings — and rejecting is a single tap, exactly like accepting.

How this is enforcedWe use Google Consent Mode v2 with analytics_storage (and ad_storage, though we run no ads) set to denied by default; the analytics tags fire only after you opt in.

3The categories we use

Strictly necessary

Always on · no consent needed

These make the site work and keep it safe: remembering your cookie choice itself, keeping a form session together while you complete it, and basic security. They don’t track you across sites and can’t be switched off without breaking core features.

Analytics

Off until you opt in

We use Google Analytics 4 (GA4) to understand, in aggregate, how people move through the site — which pages help, where journeys stall — so we can improve it. These cookies load only after you opt in, and we send no personal data, organisation names, emails or free text to analytics.

Marketing

None at launch

We run no advertising or remarketing cookies. We don’t sell your data or use it to target you with ads. If that ever changes, we’ll update this policy and the banner first, and ask for your consent before any such cookie is set.

If we use any other category not listed here, we’ll add it above with the same plain-language treatment before it goes live.

4The cookie table

The exact cookies, their providers, purposes and lifetimes are generated from the real build and kept current — they are not a template.

Cookie / technologyProviderPurposeDurationCategory
[CONFIRM — consent-state cookie name]Ethika (first-party)Stores your cookie choice so we don’t ask again each visit.[CONFIRM — e.g. 6 months]Strictly necessary
[CONFIRM — session / security cookie]Ethika / hostKeeps a form session and basic security intact.[CONFIRM — session]Strictly necessary
[CONFIRM — GA4 cookie names, e.g. _ga]Google (GA4)Aggregate, consent-gated usage analytics.[CONFIRM — per GA4 retention setting]Analytics — off by default

5How to give, manage and withdraw consent

You’re always in control, and withdrawing is as easy as giving.

On this site

Use the Cookie settings control to review your choices and turn analytics on or off at any time. It’s a persistent link in the footer of every page, and you can open it here:

Turning analytics off withdraws your consent; the analytics cookies stop being set, and existing ones are cleared on your next visit.

In your browser

You can also block or delete cookies through your browser settings. Most browsers let you refuse cookies or remove ones already stored — check the help pages for your browser (commonly under Privacy or Security). Blocking strictly necessary cookies may stop parts of the site working.

Withdrawing consent doesn’t affect anything already done lawfully before you withdrew it. For data you’ve given us through a form, your rights and how to exercise them are set out in the Privacy Policy.

6More information & contact

For everything beyond cookies — what we collect through forms, why, who processes it, and your data-principal rights — please read the Privacy Policy. If you have a concern about how we handle data, see Grievance redressal or write to our data-protection contact at [email protected].

If we change this policy we’ll update the version and “last updated” date above. For a material change, a new processor category, or any introduction of marketing cookies, we’ll ask for fresh consent first.

Ethika Insurance Broking Pvt. Ltd.

Group health & employee benefits, from a broker that answers only to you.

What we do

  • Protect
  • Rise
  • Ethika Hub
  • Benefit stress test

What you get

  • Group Health Insurance
  • Group Personal Accident
  • Group Term Life
  • Workmen’s Compensation
  • Directors & Officers (D&O)
  • Cyber Insurance
  • Professional Indemnity
  • Commercial General Liability
  • Fire Insurance

Company

  • Workshops
  • Careers
  • Resources
  • Contact
Privacy Policy · Terms of Use · Cookie Policy · Grievance Redressal ·

Ethika Insurance Broking Pvt Ltd · IRDAI-licensed Direct Broker (Life & General), Certificate No. 574, licence dated 8 August 2016, valid till 7 August 2028 · CIN U66030TG2015PTC099365 · Principal Officer: Sandeep Mukka · Member, Insurance Brokers Association of India (IBAI)
+91 7559 7559 57 · WhatsApp · [email protected]· Unit 1309, Block B, Asian Sun City, behind Sarath City Capital Mall, Kondapur, Hyderabad, Telangana 500084
We aim to redress every grievance within 14 days; unresolved complaints may be escalated to IRDAI. See Grievance Redressal.
© 2026 Ethika Insurance Broking Pvt Ltd. All rights reserved.Insurance is the subject matter of solicitation.