The policy is a PDF in your inbox. The claim status is a phone call. The card is wherever you last saw it.
Benefits scattered across portals, mail threads and spreadsheets stop feeling like benefits — they feel like homework. Ethika Hub puts the whole benefits world where everyone can find what's theirs: enrolment, claims and wellness.
20 minutes with a Growth Advisor. No obligation.
Two jobs. One place they run.
Protect — the safety net, for when it matters.
Explore Protect →Rise — the everyday half.
Explore Rise →Both run on Ethika Hub — one place for enrolment, claims and wellness. One view for HR; one app for your people.
That one sentence is the whole architecture. The Hub isn't a third thing we sell. It's the layer the two jobs run on — and your window onto the people doing the work. Every screen shows something a real team is carrying for you.
What it does — for you, and for your people.
For whoever runs benefits day to day
Enrolment status without the spreadsheet archaeology. Every claim's stage — cashless and reimbursement both — visible, so "any update?" is a glance, not a chase. The admin that used to live in follow-up mail — joiners, exits, endorsements — tracked to done. And when someone upstairs asks for the record — utilisation, claims analytics, the renewal picture — it's a report you pull, not a file you reconstruct.
One thing worth knowing about that view: when a claim's stage moves in the Hub, it's because someone at Ethika moved it. The view is live because the team behind it is.
For your people
One app, with what matters on the worst day and the ordinary ones. The health card that's there at the hospital desk — not in a mail from last April. The claim they can follow without calling anyone. And the everyday half in the same place — check-ups, doctor-on-call, counselling, the rewards wallet — so what they have is what they see, from the day they're enrolled.
Platform or people. It was never a real choice.
Go to a global broker and you get scale and benchmarks — and, usually, a patchwork where the platform should be: rarely one modern place where enrolment, claims and wellness sit together. Go to a funded app and you get genuinely good software — right up to the moment a claim turns hard, and software is what answers.
Ethika Hub exists because that trade is false: the platform a modern team expects, built by the broker whose people do the work it shows. At the centre of that work is Red Carpet — a real team that fights your claim and reaches it before the insurer does. The Hub doesn't replace them. It's how you watch them work.
Your people's data, guarded like their claims.
Health data is the most personal thing a company holds on its people's behalf. So, before you ask — plainly:
Where does it live?
On the Hub's own secured, access-controlled systems — held to ISO 27001:2013 information-security standards and governed by India's Digital Personal Data Protection Act — not scattered across inboxes, spreadsheets and shared drives.
Who can see it?
Only the people who need it to do the job. Your authorised HR administrators see what they manage; each employee sees their own; and the Ethika team sees only what's needed to serve your account. Personal health details are never open to the wider company.
What will we never do with it?
Sell it. Share it for marketing. Profile your people beyond delivering their benefits. The Hub isn't built to monetise attention; it's built to deliver care — and your people's data is handled like their claims: something we hold for them, never something we own.
Handled in line with India's data-protection law, and set out in full in Ethika Hub's own privacy terms.
See for yourself.
No tour, no theatre — a few of the actual screens.
(Shown with sample data — your people's real information never appears in our marketing.)
Less chasing for you. Everything findable for your people. And behind every status, a person whose job is moving it.
20 minutes with a Growth Advisor. No obligation.