Add Member Detailsfor Parents policy
|Insurer||Bajaj Allianz for base and United for super top up|
|Plan Name||Silver Health|
|Pre-Existing Waiting period||12 months for base and 48 months for super top up.|
|Room Rent Cap||Standard Room|
|Co-payment||20% of co-payment if hospital is outside the network.|
|Specified Disease wise limit||Cataract
|Other Restrictions||50% of Sum Insured restriction for claims arising from pre-existing diseases only for base policy.|
|Pre and post hospitalisation||3% of admissible hospitalization expenses in only base policy.|
|Other Advantages||No Age wise increase in premium after age 71 years for base and 60 years for super top up. Individual Sum Insured for base policy and floater for super top up.|
|Waiting Period Applicable||30 days waiting period applicable for both the policies.
First year waiting period only for base policy.
4 Year waiting period only for base policy.
|Pre-Policy check up||Yes required.
|Cumulative Bonus||10% of sum insured only for base policy.
|Free Look Period||15 days
|Grace Period||30 days
|Section 80D benefit||Rs.50000 if any one (Self or spouse) is more than 60 years age, other wise 25000.|
|List of hospitals covered||For Base Policy: Hospital List
For Top-up – Reimbursement mode.
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At Ethika, we understand that Insurance Broking is about ensuring the best interest of our customers and establishing trust. Our team has diverse experience and strong expertise which enables us to understand your business needs and your risks well. Our experts are highly innovative and they deploy the latest technology tools to bring Speed, Effectiveness and Utmost Responsiveness to your doorstep.
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Gachibowli – Miyapur Rd,
+ 91 84980 94601
Wework Raheja platinum Building Sag Baug Road, Off, Andheri – Kurla Rd, Marol, Andheri East, Mumbai, Maharashtra 400059
+ 91 22 2640 8431
Workafella Business Centre, 150, 1, Infantry Rd, Opp. Commissioner Office, Vasanth Nagar, Bengaluru, Karnataka 560001
Ethika Insurance Broking Pvt. Ltd. IRDAI Certificate No: 574, Date of License: 3rd Aug 2019, License valid till 7th Aug 2022,
Registered Address: 517, B Block, Vijaya Raghwa Township, Nallagandla Bypass Road, Lingampally. 500019
Principal Officer: Susheel Agarwal, Contact Details of Principal Officer: email@example.com +91 8498094600,
Directors: Susheel Agarwal and Suresh Agarwal, Category of License: Direct (Life and General).
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