Add Member Detailsfor Parents policy
|Insurer||Bajaj Allianz for base and United for super top up|
|Plan Name||Silver Health|
|Pre-Existing Waiting period||12 months for base and 48 months for super top up.|
|Room Rent Cap||Standard Room|
|Co-payment||20% of co-payment if hospital is outside the network.|
|Specified Disease wise limit||Cataract|
|Other Restrictions||50% of Sum Insured restriction for claims arising from pre-existing diseases only for base policy.|
|Pre and post hospitalisation||3% of admissible hospitalization expenses in only base policy.|
|Other Advantages||No Age wise increase in premium after age 71 years for base and 60 years for super top up. Individual Sum Insured for base policy and floater for super top up.|
|Waiting Period Applicable||30 days waiting period applicable for both the policies.|
First year waiting period only for base policy.
4 Year waiting period only for base policy.
|Pre-Policy check up||Yes required.|
|Cumulative Bonus||10% of sum insured only for base policy.|
|Free Look Period||15 days|
|Grace Period||30 days|
|Section 80D benefit||Rs.50000 if any one (Self or spouse) is more than 60 years age, other wise 25000.|
|List of hospitals covered||For Base Policy: Hospital List|
For Top-up – Reimbursement mode.
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Ethika Insurance Broking Pvt. Ltd. IRDAI Certificate No: 574, Date of License: 8th Aug 2016, License valid till 7th Aug 2019,
Registered Address: 517, B Block, Vijaya Raghwa Township, Nallagandla Bypass Road, Lingampally. 500019
Principal Officer: Susheel Agarwal, Contact Details of Principal Officer: email@example.com +91 8498094600,
Directors: Susheel Agarwal and Suresh Agarwal, Category of License: Direct (Life and General).
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