Category: Insurance Awareness
India’s Path to Universal Health Coverage: Challenges and Opportunities Explored
The goal of Universal Health Coverage (UHC), which aims to guarantee that all people and communities receive the health care they require without experiencing financial hardship, has become a global priority. This study compares India’s approach with other nations to see whether universal health care can be implemented. It explores the difficulties and possibilities involved […]
HDFC Ergo Discontinues 4 Health Insurance Plans – Steps to Take if Your Policy is Withdrawn
Abhay Kapoor, 45, was surprised when he saw a mail in his inbox from HDFC Ergo stating that his health insurance plan “My Health Suraksha” is being withdrawn from the market and he has an option to migrate to “Optima Restore”. Abhay immediately dialed up his agent and was informed that the policy has been […]
Union Ministry Launched National Health Claims Exchange Platform to Simplify Claims Settlement
Mrs Anuradha, aged 30, married with two kids, working at an MNC, was admitted to a hospital for nerve-related issues. Upon diagnosis, it was found that she had brain tumours that had to be operated on immediately. Anuradha has a personal health insurance plan for Rs.5 Lakhs from XYZ company and a group health insurance policy provided by her […]
Cashless Claim Denied? Here is How You Should Proceed With Appeal
What could be the worst situation other than getting your health insurance claim rejected when you are admitted to a hospital? Yes, such situations are not uncommon in the insurance industry and happen very frequently with policyholders. While the reasons for claim rejection could be many, some include wrong declarations made in the proposal form, pre-existing and other waiting […]
Factors a Policyholder Should Keep in Mind Before Approaching a Court for Insurance Claim
Claim rejection is one of the most difficult things to handle, particularly when it is a cashless health insurance claim involving you or your family members who are in the hospital and are forced to adjust the amount for hospitalization in a very short period of time. Every policyholder takes an insurance policy expecting it to come in handy in […]
IRDAI’s Vision 2047 for Viksit Bharat
Insurance regulatory and development authority of India (IRDAI), watchdog of the Indian insurance industry has committed to “Insurance for all” by 2047 in such a way that every citizen would have appropriate insurance coverage in terms of life and non-life insurance. IRDAI plans to achieve this commitment by strengthening the three basic pillars of the […]
“your insurance policy does not cover this” don’t here this ever from insurer
Customer – I want to claim my laptop theft. Insurer Claim Manager -Oh I am so sorry? How did you lose it? Customer – I actually lost my car key in during parking and someone stole the laptop from my car. Claim manager – Oh I am so sorry. It is not covered as it […]