|Permanent Partial Disability||% of Sum Insured||Permanent Partial Disability||% of Sum Insured|
|Hearing of both ears||75%||A foot at the ankle||40%|
|An arm at the shoulder joint||70%||Hearing of one ear||30%|
|A leg above mid-thigh||70%||A thumb||20%|
|An arm above the elbow joint||65%||An index finger||10%|
|An arm beneath the elbow joint||60%||Sense of smell||10%|
|A leg up to mid-thigh||60%||Sense of taste||5%|
|A hand at the wrist||55%||Any other finger||5%|
|A leg up to beneath the knee||50%||A large toe||5%|
|An eye||50%||Any other toe||2%|
|A leg up to mid-calf||45%|
Temporary Total Disability
If the accident is such that it prevents temporarily and completely performing each and every duty pertaining to his employment or occupation, then the insurance company will pay for a fixed lumpsum benefit on weekly basis.
The fixed benefit is limited to 25% of the monthly income.