Here are the key benefits of IFFCO Tokio GHI
The major benefit of IFFCO Tokio GHI is the coverage for Critical illness in the group health insurance policy as well as the retail health insurance policy. The coverage for critical illness depends on the sum insured option availed by the customer. The payout in case of critical illness would be lump sum as the critical illness cover is a benefit based cover which provides the entire sum insured in case of diagnosis. The other benefit of IFFCO Tokio health insurance is the coverage for advanced technological surgeries which would either come under the daycare treatment of a part of the in-patient treatments.
The another benefit of IFFCO Tokio general insurance is that there are variable sum insured options such as Rs.1.5 Lakhs to Rs.30 Lakhs which are the pre underwritten sum insured options available for the customers. If the customer requires a sum insured above the pre underwritten amount the proposal should be routed through the underwriter to decide on the merits of the case.
Daily allowance would be provided to the insured in case of hospitalization for more than a certain number of days. The maximum amount of daily allowance that would be provided is 0.15% of the sum insured subject to a maximum of Rs.1000 per day.
The major benefit of Iffco tokio health insurance is that there is no compulsory co-pay which means that the customer can opt for voluntary co-pay. This option facilitates the customer to decide on the premium payment according to the co-pay in the iffco tokio medical insurance.
Another benefit of iffco tokio health insurance is that the insurance policy can be renewed online without the need to visit the branch. The renewal of most of the health insurance policies would be lifelong which means the validity would be as long as decided by the insured customer. The condition is that there should not be break in the continuity of the IFFCO tokio medical insurance policy.
There are certain other advantages of Iffco tokio which are mentioned below