Tap to Call

ICICI Lombard Logo Group Health Insurance
ICICI Group Health Insurance

ICICI Lombard is a general insurance company in India established in the year 2001 after receiving approval from the Insurance Regulatory and Development Authority of India. ICICI Lombard is a joint venture between ICICI Bank - India's leading bank and Fairfax financial holdings Pvt Ltd - a financial services company based in Toronto. ICICI Bank had 48% stake after the merger of Bharti AXA GIC after which ICICI Lombard ceased to be a subsidiary of ICICI Bank. Readmore...


Get a free review of your
policy today

    We respect your privacy

    ICICI Lombard offers general insurance products such as ICICI Lombard health care, ICICI Lombard corporate health insurance and ICICI group health insurance and other insurance products such as Motor insurance, Engineering insurance, Liability insurance etc.
    ICICI Lombard is the pioneer in the health insurance segment offering innovative and comprehensive health insurance solutions to its customers. View less...

    Key Benefits

    ICICI Lombard group health insurance is a customized product designed to serve the needs and requirements of a large group of people. Here are the key benefits of group health insurance of ICICI Lombard


    claim settlement Vector Icon - ICICI Group Health Insurance No co-pay clause

    ICICI Lombard corporate health insurance doesn't have an inbuilt co-pay clause.Co-pay is the amount of claim that has to be borne by the insured customer at the time of claim settlement.In ICICI Lombard health care the co-pay is optional which means the customers can opt for the copay to reduce the premium. Higher the Copay lower would be the premium to be paid.

    Safe Life Vector Icon - ICICI Group Health Insurance No room rent limit

    ICICI Lombard group health insurance policy can be taken without a limit on the hospital room rent. This means that the policy would come without any sub limits on the room rent. If you opt for a private ward, then the expenses would be borne by the company. The room rent limit should be exercised with caution as the higher room rent limit means higher premium to be paid in ICICI Lombard corporate health insurance policy.

    Yoga Vector Icon - ICICI Group Health Insurance Wellness programs

    ICICI Lombard health care also has wellness programs such as earning reward points for involving in certain wellness activities. These activities include joining a gym or yoga center, medical check-up and practicing or participating in the fitness events organization by ICICI Lombard.The points earned by participating in these activities can be redeemed on OPD bills for doctor's consultation, medicine and drugs, dental charges, expenses incurred on diagnostic tests etc.

    Health Checkup Vector Icon - ICICI Group Health Insurance Free health check-up

    ICICI Lombard health care card benefits the insured customers. There are free health checkups provided by the company which can be availed at any of the network hospitals on a cashless basis. ICICI Lombard provides health care cards which can be shown at the network hospitals to avail cashless claim settlement facility. The free health checkups are available to all the members of the group health insurance policy or only adults depending on the type of policy.

    Safe Life Vector Icon - ICICI Group Health Insurance OPD & Wellness Cover

    ICICI Lombard corporate health insurance policy offers outpatient doctor visits such as medical consultation with general physicians, dentists, pediatricians and other specialist doctors. These charges are paid under the ICICI Lombard group health insurance policy upto the limits mentioned under the policy. OPD & Wellness services can be availed at any of the ICICI Lombard list of hospitals in India or the same can be availed in any other non network hospitals. The claim amount would be reimbursed under the ICICI Lombard corporate health insurance policy.

    Reset Benefit Vector Icon - ICICI Group Health Insurance Reset Benefit

    ICICI Lombard provides a useful reset benefit cover in which the sum insured would be reset to the existing level before the claim. It is to be noted that the reset benefit would be applicable from the second claim onwards which means that the reset amount can be used only for future claims within the same policy year for different illness/ disease which is not related to the previous claims for the same individual.

    Hospital Expenses Vector Icon - ICICI Group Health Insurance Hospitalization benefits

    ICICI Lombard offers hospitalization benefits such as in-patient hospitalization, day care hospitalization, alternate treatments etc.The maximum liability of the company for these kinds of hospitalization would not exceed the sum insured mentioned under the ICICI Lombard group health insurance. Health insurance of ICICI Lombard is comprehensive which means that it has all the required coverage. The hospitalization benefits would also include the organ donor expenses, emergency ambulance charges, pre and post hospitalization expenses,domiciliary hospitalization expenses etc.

    ICICI Advantage



    Health Checkup Vector Icon - ICICI Group Health Insurance 6500+ Healthcare providers

    • ICICI Lombard has a vast network of more than 6500 healthcare providers which include hospitals, diagnostic centers etc.
    • The list of cashless hospitals of ICICI Lombard can be found here.
    • There are many benefits of ICICI Lombard health care cards such as cashless hospitalization in any of the 6500+ network healthcare providers.
    • Insured customers can avail cashless as well as reimbursement claim settlement facility in any of the healthcare provider networks.
    • ICICI Lombard cashless hospital list has the list of hospitals City wise and the ICICI Lombard list of hospitals would keep on adding over a period of time.

    Safe Life Vector Icon - ICICI Group Health Insurance Befit cover

    • ICICI Lombard offers befit cover for your OPD requirements on a cashless basis.
    • The customers of ICICI Lombard can go through the cashless hospital list and then avail OPD requirements on a cashless basis in any of these hospitals.
    • The benefits covered under this cover include physical and virtual consultation by general or specialist doctors as well as physiotherapy sessions.
    • This cover also provides certain out of pocket expenses such as pharmacy, minor procedures, routine diagnostics and wellness programs.

    Hospital Bill Vector Icon - ICICI Group Health Insurance IL take care app for quick claim intimation

    • ICICI Lombard health insurance claim online can be notified using the IL take care app.
    • Even the ICICI Lombard reimbursement claim form can be availed here.
    • The IL take care app is a one stop solution for the customers to avail claims such as registering the claim, submission of documents online and follow up of claim with real time updates.
    • ICICI Lombard claim settlement ratio is 98% which means that they have the highest claim settlement ratio in the insurance market.
    • The app can even be used to avail tele consultation with the doctors, order medicines online, get ICICI Lombard health care card with many benefits and also to find the nearest network hospital.

    24*7 Claim Support Vector Icon - ICICI Group Health Insurance 24*7 Claim Support

    • ICICI Lombard has 24*7 claim center which provides claim support to their customers at any point of time.
    • Customers can avail this facility to make ICICI Lombard health insurance claims online.
    • There are around 270 branches all over India which provide claim support and other support to the customers in times of need.
    • The claims can be registered online through the IL take care app which has a real time claim settlement facility.
    • The claim documents can be uploaded on to the IL take care app and updates regarding the claim processing would be available on the app.
    • In case of any queries or requirements to be submitted by the insured customer, the same would be mentioned on the app and the customer can submit the required documents on the app.