Edelweiss health insurance policy pays up to 10k INR as emergency ambulance expenses. These expenses are offered on an indemnity basis which means that the expenses would be paid after the production of receipts. To avail the emergency ambulance expenses the following criteria should be met
Edelweiss health insurance provides a fixed amount up to a maximum of Rs.5000 per day in case of hospitalization more than 10 continuous days. The benefit would be payable after the first 10 days of hospitalization and would continue till the 20th day of hospitalization for one illness or accident. The other condition to avail this benefit from edelweiss general insurance company is that the hospitalization should be continuous for one illness or accident. The minimum and maximum amount under the recovery benefit is Rs.500 and Rs.5000 per day respectively.
There are certain wellness and preventive care measures which are provided by the Edelweiss health insurance policy such as the outpatient consultation which can be taken on a cashless basis through any of the network hospitals available on the list. The outpatient consultation would be with a general medical practitioner , specialist doctor, physiotherapist, dentist or ophthalmologist. Lifestyle management programs such as ways to stop smoking, stress management etc. will be provided by educating the insured members to become more aware of their health and proactively manage their health. Each insured person will have access to a wellness coach. All the above mentioned programs would be app/web/chat/ call based with/without the wearable devices.
Corporate buffer is the additional sum insured taken by your organization to cover your extra sum insured requests due to any hospitalization. Corporate buffer acts as the normal sum insured and covers the cost of treatment which is more than the base sum insured of the member. This buffer cannot be utilized for the treatment of illness or diseases which already have a sub limit under the policy. The maximum liability of the insurance company would be as specified in the policy document. There are different corporate buffer options available to the customers ranging from Rs.5 Lakhs to Rs.5 Crore.