Directors and Officers (D&O) insurance is a crucial shield for businesses, safeguarding leaders from personal liability in lawsuits alleging mismanagement. But what happens when claims extend beyond financial decisions and delve into sensitive areas like workplace practices? That is where understanding add-on coverages under D&O becomes critical.  Today, let’s analyze a real-world scenario from the […]

National Consumer Disputes Redressal Commission (NCDRC) has held that once verification of property and policy issuance is done by the insurance company, it cannot raise objections of non-disclosure or misrepresentation of material facts by the Insured. Underwriting at the time of claim settlement is not an option for the Insurer.  Let’s Look at the Case […]

Being hospitalised can be a stressful experience, and navigating the complexities of health insurance claims can add to the burden. This blog post aims to address a common concern: can a preliminary note made during hospitalisation impact your health insurance claim settlement? Real-Life Insurance Case Study: Insightful Takeaways for Providers and Policyholders Understanding the Case: […]

Have you taken a second life insurance policy and wondered whether you should disclose this to the first life insurance company? There are many terms and conditions in a life insurance policy which have to be adhered to by the insured customer and of these, changes to the material risk should be particularly communicated to […]