Employee benefits
How do I claim gratuity?
Apply to your employer in writing once you become entitled, usually when you leave after qualifying service. Your employer works out the amount and pays it. Keep your nomination up to date while you are employed, so your family can claim if needed. If the employer refuses or delays, you can take it to the authority set up under the Code on Social Security.
In short
- Apply in writing to your employer when you become entitled.
- Keep your nomination on record while employed.
- The employer must work out and pay the amount.
- If it is refused or delayed, there is a statutory remedy.
How do I apply for gratuity?
Apply to your employer in writing when you become entitled. Most employers have a standard form or include gratuity in the exit and full-and-final process. Keep a copy of what you submit and the date. Ask HR for the current prescribed form.
Why does the nomination matter?
Because it decides who receives gratuity if something happens to you. Make your nomination while you are employed and update it when your family changes. A missing or outdated nomination is the commonest reason a family’s claim is delayed.
What if my employer doesn’t pay?
Ask for the reason in writing, then use the statutory remedy. The Code on Social Security provides an authority to decide gratuity disputes. Keep your appointment letter, salary slips and exit papers; they prove your service and wages.
Does the employer’s insurance change how I claim?
No. Even if your employer funds gratuity through a group gratuity policy, your claim is against the employer, and the employer pays you.
Frequently asked questions
How do I claim gratuity?
Apply to your employer in writing once you become entitled, usually on leaving after qualifying service.
Who can claim gratuity after an employee's death?
The nominee, or the legal heirs if there is no nomination.
What can I do if my employer doesn't pay gratuity?
Ask for the reason in writing, then approach the authority set up under the Code on Social Security.
What happens when you talk to us
A 20-minute video call with a Growth Advisor. No obligation, and no quote pushed. It opens with a five-minute video from our founder on how the benefits stack works and why Ethika exists; the rest is your questions. You’ll leave with an honest read on your current cover and claims experience, and a straight answer on whether we can genuinely help, even if you never become a client.
20 minutes with a Growth Advisor. No obligation.
A note on this page. Everything here is general information, not legal or tax advice, and nothing is an offer. Gratuity rules are as understood at the review date under the Code on Social Security, 2020, in force from 21 November 2025, and state positions can differ. For advice about your situation, talk to us.