Magma HDI Health Insurance

Key Features


Claim Settlement Ratio 95.84%

Claim Settlement Facility 100%

Network Hospitals 4,300

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 90%

Key features of MAGMA HDI health insurance


The following are the key features under Magma HDI health insurance policy:-

  • Individual and floater plans are available under the policy
  • Premium is charged as per the Zones which are classified as Zone 1,2&3.
  • Policy is offered in 1 year, 2 years and 3 years terms.
  • Cost sharing can be done with optional covers in which you can opt for deductible and copay
  • Optional cover for enhanced protection can be availed under the policy with Critical illness as well as personal accident policy.