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Our Team



  • 5+ years of experience in Healthcare Industry in different verticals of Insurance Domain, Operations, Corporate Relations, Client Servicing, Customer care, People Management, Administration, etc.,
  • Handling entire Operations by managing In and Out activities for Clients assigned
  • Corporate Relations by handling 100+ Group policies and rendering services as per the client requirement
  • Excellent personality in handling the clients and resolving the issues in Operations and process
  • Expert in handling day to day activities in coordination with client, Insurer and Third Parties
  • Preparing Monthly Reports on claims and sharing the same with clients


  1. Playing Cricket
  2. Listening songs
  3. Cooking


Madhulika is a ‘Customer Relations Manager’ at “Ethikainsurance” since 2017 handles all kinds of customer and client relations pan India. Who help and stabilize the company’s “operations”. Madhulika is strong in communication and problem-solving abilities with excellent planning and organizational skills in the optimum function of the department, having a consistent achievement of customer service standards.



Designation: Client Relation Executive

Hobby: Reading books, listening to music, cooking

Important to fix an appointment: Focus on the goal with positivity were you can easily achieve one appointment with an accurate database.

Deepa Agarwal

Deepa Agarwal

Deepa is an assistant vice president of sales and business development at Ethika Insurance. Deepa leads Ethika Insurance’s Mumbai office, where she manages a talented team to drive results for clients across the western region.

Deepa started working with us since 2018 to help grow the company’s western region presence. Since her time at Ethika Insurance, she has worked on clients including Enelx, Trygin, Candere, Helmerich, Browser stack plus many others in the technology space. Deepa’s client work has been recognized by the both at the client’s side & the Insurers.

Deepa possess dual graduate degree in Commerce and Law. She has immense knowledge and experience which she has gained while working for 12 years in the corporate sector in India. Deepa is obsessed with cooking; she is an expert when it comes to regional foods. She is an avid reader and loves to travel & explore!


Megha Agarwal

I joined Ethika as a stone floating in the ocean of insurance. I was picked, given shape as per my talent and being polished everyday to shine with outcome. I was given various opportunities to explore and have many more ahead to grab and keep growing.

Suresh Kumar

Suresh Kumar


Doing Yoga, Meditation, Skipping & spending time with kids of below 10 years regularly; Playing Chess, Carom and running at ground occasionally.

Focus & satisfaction

I strongly believe in that; “service to the customer is service to god “; thinking always and ready to does service to the customers whether in regard Claims, Operations or Underwriting. Abreast, conducting blood donation camps since 2007 and doing charity since 2014 through ‘Helping Hands ‘platform, which is a registered body.


Started career with General Insurance Industry by joining with New India Assurance Co., in 1993; embraced with all the verticals viz., Operations, Accounts, In-house Surveyor (Motor-OD), Internal Audit and Motor Technical Departments by serving at Branch level, Divisional Office level and Regional Office levels till 2005.

Being an Associate (Marine spl.) from Insurance Institute of India, Mumbai and acquired MBA (Marketing spl.) moved to Private Insurance sector for a better career. Joined with Cholamandalam GIC in 2005 as Asst. Manager (Underwriting) and rose up to the cadre of Asst. Vice President. In the tenure of 15 years with Private Insurance Sector extended services as Underwriter, Claims Manager, Branch Manager (Retail sales), Regional Manager (Bancassurance) for United A.P., Branch Head (Retail & Corporate), State Head (Corporate Sales). In the span of 15 years with MNCs, served customers through Chola MS GIC, Reliance GIC, Future Generali GIC and Magma HDI GIC., Marketing is an activity, comes from blood but not by reading books & listening at class rooms. The traits like Commitment, Diligence, Honesty and Loyalty are my strengths.

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