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Extra covers that can be added to Group Health Insurance

There are insurers who offer claims for outpatient treatment as well. However, one must know that the premium for outpatient treatment is as high as 60% of the sum insured. Also in India, it is easier to get bills for outpatient expenses even when no such expenses are made. This will increase the burden of scrutinizing the bills. For this reason, it is advisable to review the overall benefits before choosing outpatient treatment and it should only be chosen in rare cases.