Employee Benefits Insurance

Happy Employees Happy Business!

Employees are the soul of any business organization. The challenge no longer ends with finding the best people, businesses now need to ensure that the right people continue to work for them. A well-planned and comprehensive Employee Benefits Program is one way of achieving this!

Large corporates have the resources to hire in-house experts to manage such programs. We believe that with the right planning, even small corporates can provide attractive Employee Benefits Program. Ethika is here to help you with end-to-end specialized services to put together an attractive Employee Benefits Program. We also deploy a strong Employee Communication and Assistance service to ensure your employees are apprised about the investments you make for their wellbeing, and to also provide them with timely assistance and guidance.

Advantages of an Employee Benefits Insurance Program:

  • Improves Productivity
  • Decreases Absenteeism
  • Reduces Health Claims Costs
  • Reduces Disability Claims Costs
  • Improves Work Environment
  • Increases Employee Engagement
  • Better Preparedness and Response
  • Reduces Employee Turnover
  • Attracts New Talent

Consultation

Putting together a generous Benefits Program that will profoundly impact the life and loyalty of your employees requires legal and financial counsel. There is no one solution, and as any HR manager will testify, the demands of each work place are different.

Claims Control Measures

Gap Analysis

Benchmarking

Scientific Claim Projections

Merger And Acquisitions

Employee Funded Group Policies

Enrollment tool

Our one-of-the-kind Employee Benefits management tool helps you to manage all the insurance benefits from your desktop. Employees can see their coverages and enrol for the optional employee funded policies. It can be easily integrated with your HR intranet or payroll software. Some of the features of the tool are:

  • Employee Onboarding
  • Check Premium Balance
  • Account Statement
  • Claims Status
  • Manage Employee Funded Policies
  • Roll-out Benefit Surveys

Competitive Premium and Appropriate Clauses

As a Licensed Insurance Broker from Insurance Regulatory and Development Authority of India, we are authorized to negotiate on your behalf with all the Insurance companies. Once we freeze your requirement, we reach out to those insurers who show interest in picking up your risk. We then present to you a cost-benefit analysis which will help you to take the right decision.

The Premium quoted by us comes with the assurance that they are the lowest in the industry.

We engage in aggressive negotiations on behalf of our clients for comprehensive coverage to fetch the most competitive premium for them. We also extend ourselves beyond the coverage negotiations, to scrutinize the issued policy, checking the adherence of proposal sent to insurance underwriter and ensure that no fine print inclusions have been made which jeopardize our clients’ interests.

We follow a comprehensive checklist to scrutinize the policy ensuring all clauses have been included and all details are appropriately filled.

Red Carpet Service

Offering employees a comprehensive benefits program is not enough. The employees should also be aware that money is being invested for their wellbeing. It should also be ensured that these benefits are not delayed or tedious to handle. At Ethika, we ensure this with our Employee Benefit Administration Process.

Ethika believes in ‘serve to care and serve with compassion’. We are sensitive to claimant’s losses and his expectations from an insurer. We understand that each claim is unique in terms of conditions and requirement and therefore provide our clients with personalised claim assistance and claim management, guiding them every step of the way from intimation to settlement.

  • Cashless Claims
  • MIS Reports
  • Reimbursement Claims
  • Employee Communications
  • 365 days x 24/7 Online Assistance
  • Onsite Helpdesk

Enrollment
Tool Demo

Our one of the kind Employee Benefits management tool helps you to manage all the insurance benefits from your desktop. Employees can see their coverages and enrol for the optional employee funded policies. It can be easily integrated with your HR intranet or payroll software. It is offered at zero cost to you.

Employee onboarding

Check Premium balance

Account statement

Claims status

Manage employee funded policies

Roll out Benefit surveys

Read More

Managed Health &
Employee Wellness