I am sure every reader of this blog can relate himself/herself to one of the below situations.
Finally, the day arrived when we decided to live with it rather than choosing death for those who are unable to continue their source of livelihood due to lockdown. Lucky are the ones who are yet having the capacity to avoid coming out in an environment of Coronavirus.
If you fall under the lucky people as described above, I want to highlight that, we would be in close contact with the unlucky ones. Are we prepared to be lucky again by having enough savings to get treated and save ourselves?
It has started with 300 cases per day in India when lockdown has started. Slowly the number of cases per day rises up to 6000 per day. And this is still increasing. How far are we from coronavirus now, when Unlock 1.0 already started?
Now for anyone whether coming out or still keeping themselves isolated it’s highly important to be prepared to bear the cost of treatment which could be from 2 lakhs to 20 lakhs.
The best way is to have adequate health insurance.
You need not opt for a COVID specific health insurance policy when you already have standard health policy in force with the good sum insured. Sum insured good enough in case more than 1 family member gets infected.
Please note, Critical illness policy will not cover Covid-19 unless specifically mentioned by the insurer.
If you do not have adequate health insurance, please buy one at the earliest as there will be a waiting period of 15 to 30 days during inception.
If you want to get an idea at one glance about all COVID specific policies available in the market, you can find the comparison chart at www.ethika.co.in. You can also reach out for any other smart solutions to all your insurance needs.
Lock your budget for health insurance before welcoming Unlock 1.0