Getting Married? With every milestone in your life comes great responsibilities.
Manage it well with a beautifully designed health insurance policy that covers Maternity expenses up to Rs.1.5 lacs.
If you take this policy just 3 years before becoming a parent then you can get your entire Maternity expenses up to Rs.1.5 lacs reimbursed which is roughly equal to 14 years of net Health Insurance premium. Call us for more details.
- Coverage – 15 lacs for Self
- Maternity covered Rs 1.5 lacs after 3 years.
- Room Rent of up to Rs 15,000/- per day
- Health check-up for Rs.5000 after 3 years
- Reinstatement of the sum insured.
- Pre-existing diseases covered after 4 years
- Premium Rs. 28,755/- per year for the next 3 years before maternity.
- Premium Rs. 11,055/- per year after maternity.
You also Save Rs.5,000 – 7,500 yearly towards the Income tax exemption under section 80D if you are in the 20%-30% tax bracket respectively.
| Age of person | Premium paid | tax benefit | Effective premium |
| 23 | 28755 | 7500 | 21255 |
| 24 | 28755 | 7500 | 21255 |
| 25 | 28755 | 7500 | 21255 |
| Maternity benefit | 150000 | ||
| 26 | 11055 | 3317 | 7739 |
| 27 | 11055 | 3317 | 7739 |
| 28 | 11055 | 3317 | 7739 |
| 29 | 11055 | 3317 | 7739 |
| 30 | 11055 | 3317 | 7739 |
| 31 | 11055 | 3317 | 7739 |
| 32 | 11055 | 3317 | 7739 |
| 33 | 11055 | 3317 | 7739 |
| 34 | 11055 | 3317 | 7739 |
| 35 | 11729 | 3519 | 8210 |
| 36 | 11729 | 3519 | 8210 |
| Net premium Paid | 167.62 | ||
Susheel Agarwal
Susheel is a certified Happiness Coach, which enables him to help organizations develop healthy and happy workplaces. Years of extensive in-depth research by interacting with various leaders of happy & not so happy organizations, attending several Happiness and Leadership programs along with his own authentic experiences, Susheel has been successful in establishing a happy workplace. He currently works as a Thought Leader and a Passionate Coach, educating corporate leaders to do the same.
