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Category: motor

We buy motor insurance to claim when there is damage. But when we claim, the premium will be higher during renewal. This is why people tend to hide claims history upon renewal.

But hiding claim details will not help. Because there is a common database with IRDA where the motor claims from all the insurance companies are registered.

vector image of car

MOTOR INSURANCE (Private Car)

A mechanically self-propelled vehicle; supposed to be ply on the public roads should have at least ‘ THIRD-PARTY ‘ Insurance as per the Motor Vehicles Act. Coverage under Motor Insurance: OWN DAMAGE: (Comprehensive) The company will indemnify the insured against loss or damage to the vehicle insured, i. by Fire ii. by Explosion iii. by […]

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vector image of car and woman - Motor Insurance

Importance of Declaring claims details in Motor Insurance

We buy motor insurance to claim when there is damage. But when we claim, the premium will be higher during renewal. This is why people tend to hide claims history upon renewal. But hiding claim details will not help. Because there is a common database with IRDA where the motor claims from all the insurance […]

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image of a woman watching out of window - ALL ABOUT LOCKDOWN AND ITS IMPACT ON INSURANCE

All about Lockdown and its impact on Insurance

The impact is not the same for all the lines of insurance. life insurance is staring at huge claims due to the sudden and increased number of deaths, whereas the increased risk of falling sick has made people more conscious to buy health insurance. We will look in detail the impact on commonly purchased lines […]

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