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Susheel Agarwal

21
Feb

Employee programmes reduce stress

In twitter, employees are served 3 catered meals per day, in office acupuncture, as well as improve classes. Google is quite popular for offering its employees lunch made by chefs, yoga classes, haircuts, and twice a week chair massage! Well, you are thinking what I am hinting at! Employee happiness- yes, in today’s competitive market, trends are changing, employees are eager to go after the additional benefits rather than chasing the paychecks! Attracting and retaining

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21
Feb

Covering Employees Parents under group health insurance- 3 different cases

In the Indian scenario, only 50% of the employers include parents of the employees while covering them under Group Insurance. Out of these 50% employers who include parents, 25% of them collect premium from employees and act only as a facilitator by arranging group policy. Only 25% of employers bear the cost of the premium. Premium payable is decided based on many factors and most important among those is previous year claims. With people who

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21
Feb

Framework for structuring the Group Health Insurance plan for your employees

Structuring a group health insurance plan for the employees needs a lot of groundwork. As any HR manager dealing with the subject quickly discovers, there is no template for designing or running the perfect employee health insurance plan. Each workplace will demand different solutions, and so-called best practices aren’t always the perfect solution for every employer “One size does not fit all!” Let’s see the basic point to consider when designing an efficient plan: Focus

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28
Jan

Determining the Sum Insured for Property Insurance

Determining the Sum Insured for Property Insurance It is vital to understand the operation of an insurance contract in order to look into the aspect of determining the sum insured under the policy. A contract of insurance is defined as “a contract where by one party, called the Insurer, in consideration of premium paid by another party, called the Insured, agrees to indemnify the latter in the event of loss of or damage to the

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17
Jan

How to control the Claims in Group Health Insurance ?

How to exercise claim control measures in Group Health Insurance Group Health Insurance Premiums in the Indian market are very competitive compared to the world market and have been driven more by prior year premiums rather than claims experience. As a result, organizations/employers have had a good ride, as they were able to pass the risk to insurance companies and enjoyed a great range of benefits without getting impacted by high claim ratio. (The ratio

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